Stripe Fee Calculator

Stripe keeps $3.20 of a $100 card payment in the US.

Stripe's standard US rate for an online card payment is 2.9% of the charge plus 30 cents. On a $100 payment that is $2.90 plus $0.30, so the fee is $3.20 and you keep $96.80. To end up with the full $100 after the fee, charge $103.30.

To compare the same payment elsewhere, the PayPal fee calculator and the Square fee calculator use each company's own published US rates.

Stripe charges different rates in other countries. For a business outside the US, the Stripe fee calculator UK, Stripe fee calculator Canada and Stripe fee calculator Australia use Stripe's own pricing page for each country, in pounds, Canadian dollars and Australian dollars.

The standard fee is 2.9% of the charge plus a fixed 30 cents.

Stripe works out the fee on each successful card payment in two parts. The first is a percentage of the amount charged, so it grows with the payment. The second is a flat 30 cents, the same on every payment whatever its size.

fee = charge × 0.029 + $0.30
you keep = charge − fee

Because the 30 cents never changes, it takes a bigger share of a small payment than of a large one. The fee is 5.90% of a $10 charge and 2.93% of a $1,000 charge, at the same listed rate.

To receive a round amount, add 30 cents and divide by 0.971.

Sometimes a set amount has to arrive after the fee, such as an invoice that must pay out exactly $100. Adding the $3.20 fee to the price does not get you there, because Stripe takes its percentage of the bigger charge too. A $103.20 charge has a $3.29 fee and leaves you $99.91.

The calculation that works runs the other way. Take the amount you want to keep, add the 30 cents, then divide by 0.971, which is 1 minus 2.9%.

charge = (amount to keep + $0.30) ÷ 0.971

For $100 that is $100.30 divided by 0.971, which comes to $103.30. Stripe takes $3.30 and you keep $100. The calculator's "Gross up to a target" mode does this for any amount.

International cards, currency conversion and manually entered cards each add to the standard rate.

The 2.9% plus 30 cents is for a domestic card paid online. Stripe's US pricing page lists extra percentages on top of it, and a few separate fees that come up less often. The rates in this table are the ones shown on Stripe's pricing page as of October 2026.

Stripe lists the first three as additions to the standard rate, so they add up. A $100 payment on an international card costs 4.4% plus 30 cents, which is $4.70. If the currency also has to be converted it is 5.4% plus 30 cents, which is $5.70, and you keep $94.30. To run your own amount, type 4.4 or 5.4 into the calculator's Percent field.

These are Stripe's standard US rates. Rates differ in other countries, and Stripe's pricing page says it offers custom pricing for businesses with large processing volumes.

The dispute fee is charged per dispute, so the way to pay less of it is to get fewer disputes. Our guide explains how to prevent chargebacks. If you sell subscriptions with a free trial, the trial conversion ROI calculator shows what a higher trial-to-paid rate is worth in revenue.