Stripe Fee Calculator UK
Enter a payment in pounds and pick the card or payment method. You get Stripe's fee, what you keep and what to charge to keep the full amount, at Stripe's UK prices read on 17 October 2026.
What the customer pays, in pounds.
1.5% + 20p. Stripe's standard UK rates, from its UK pricing page.
- Your choice: 1.70% of the payment
- The other payment types
- £100.00 × 1.5%= £1.50
- £1.50 + £0.20 fixed fee= £1.70 fee
- £100.00 − £1.70= £98.30 you keep
- (£100.00 + £0.20) ÷ (1 − 1.5%)= charge £101.73
Stripe takes 1.5% plus 20p from a payment on a standard UK card.
Stripe fee = payment × percentage + 20p
you keep = payment − Stripe fee
On a £100 payment, 1.5% is £1.50. Adding the 20p fixed fee makes £1.70, so you keep £98.30. The fee is 1.70% of the payment.
A £100 payment on a standard UK card
Stripe prices a UK payment by the kind of card and where it was issued.
Stripe's UK page splits cards issued in the UK into standard cards at 1.5% + 20p and premium cards at 2.8% + 20p. The same £100 costs £1.70 on a standard card and £3.00 on a premium one, £1.30 more. Your customer picks the card, so a business whose buyers carry premium cards pays nearer the higher rate.
| Payment method | Rate | £10 | £100 | £1,000 |
|---|---|---|---|---|
| Standard UK card | 1.5% + 20p | £0.35 | £1.70 | £15.20 |
| Premium UK card | 2.8% + 20p | £0.48 | £3.00 | £28.20 |
| EEA card | 2.5% + 20p | £0.45 | £2.70 | £25.20 |
| International card | 3.15% + 20p | £0.52 | £3.35 | £31.70 |
| Klarna | from 4.99% + 35p | £0.85 | £5.34 | £50.25 |
| Bacs Direct Debit | 1%, 20p minimum, £4 cap | £0.20 | £1.00 | £4.00 |
Klarna, the buy now, pay later option, starts at 4.99% + 35p, more than three times a standard card on £100.
A card from outside the UK costs more, and a currency conversion adds 2%.
A card from the European Economic Area costs 2.5% + 20p and any other international card 3.15% + 20p. When the payment also has to be converted from another currency, Stripe adds 2%. On a £100 payment, an international card that needs a conversion costs £5.35 in fees, against £1.70 on a standard UK card.
The Stripe fee on £100, by where the card is from
Tick "Currency conversion needed" in the calculator to add it to an EEA or international card.
The fixed 20p makes small card payments the most expensive to take.
The 20p is the same on every payment, so it weighs more on a small one. On a standard UK card a £5 payment loses 5.6% to fees and a £500 payment 1.54%.
Stripe's fee on a standard UK card as a share of the payment
Bacs Direct Debit costs 1%, with a 20p minimum and a £4 cap.
For a subscription, Bacs Direct Debit takes the payment from the customer's bank account. Stripe charges 1% of the payment, at least 20p and at most £4, so the fee stops growing at £400. With 200 customers paying £30 a month, card fees on standard UK cards come to £130.00 a month and Bacs fees to £60.00.
| Payment | Bacs Direct Debit | Standard UK card |
|---|---|---|
| £10 | £0.20 | £0.35 |
| £30 | £0.30 | £0.65 |
| £100 | £1.00 | £1.70 |
| £400 | £4.00 | £6.20 |
| £1,000 | £4.00 | £15.20 |
If you bill those subscriptions through Stripe Billing on its pay as you go plan, add 0.7% of Billing volume: £42.00 a month on £6,000.
To receive an exact amount, add the 20p and divide by what the 1.5% leaves.
amount to charge = (amount you want + 20p) ÷ (1 − 1.5%)
To keep £100 from a standard UK card payment, charge (£100 + 20p) ÷ 0.985, which is £101.73. Stripe's fee on £101.73 is £1.73, and £100 is left. Adding 1.5% to £100 is not quite enough, because the percentage is taken from the larger amount.
On a £100 card payment, PayPal's UK card rate costs 20p less than Stripe's, and a PayPal account payment £1.50 more.
PayPal's UK fee page lists 1.2% + 30p for advanced card payments and 2.9% + 30p for a payment from a PayPal account. Stripe's lower fixed fee wins on small payments: below £33.33 a standard UK card costs less on Stripe, and above it PayPal's card rate costs less.
The fee on a £100 UK payment
Sources: Stripe, Pricing & Fees (United Kingdom), stripe.com/gb/pricing; PayPal, Merchant Fees (United Kingdom), last updated 1 October 2026. Both read 17 October 2026. Stripe's UK pricing page · PayPal's UK fee page
To work out PayPal's fee in pounds, use the PayPal fee calculator UK. For US dollar payments at Stripe's US rates, use the Stripe fee calculator. If you sell subscriptions on Stripe, 1Capture collects the first payment in the last 2 hours of a trial and retries it up to 10 times if it fails, as the payment capture page explains.
People also ask these questions about Stripe fees in the UK.
How much does Stripe charge per transaction in the UK?
Stripe's standard UK price is 1.5% + 20p for a standard UK card and 2.8% + 20p for a premium UK card. A card from the European Economic Area costs 2.5% + 20p, any other international card 3.15% + 20p, and Stripe adds 2% if the payment needs a currency conversion.
What is the Stripe fee on £100 in the UK?
On a standard UK card it is £1.70: 1.5% of £100 is £1.50, plus the 20p fixed fee. You keep £98.30. On a premium UK card the fee is £3.00, and on an EEA card £2.70.
Does Stripe charge a monthly fee in the UK?
Not on standard pricing. Stripe's UK pricing page says there are no setup fees, monthly fees or hidden fees: you pay per successful payment. Stripe Billing, for subscriptions, costs 0.7% of Billing volume on its pay as you go plan.
How much is Stripe's dispute fee in the UK?
Stripe charges £20 for each dispute you receive, and another £20 if you respond to one manually. Stripe's page says you get the second fee back when you win the dispute.
How much do Stripe Instant Payouts cost in the UK?
1% of the amount paid out, with a minimum fee of 40p. Paying out on Stripe's standard schedule is free.
How much should I charge to receive £100 after Stripe fees?
On a standard UK card, charge (£100 + 20p) ÷ (1 − 1.5%), which is £101.73. Stripe's fee on £101.73 is £1.73, so £100 is left.
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