Stripe Fee Calculator Australia
Enter a payment in Australian dollars and pick the card or payment method. You get Stripe's fee, GST included, what you keep and what to charge to keep the full amount, at Stripe's Australian prices read on 17 October 2026.
What the customer pays, in Australian dollars.
1.65% + A$0.30. Stripe's standard Australian rates, GST included, from its Australian pricing page.
- Your choice: 1.95% of the payment
- The other payment types
- A$100.00 × 1.65%= A$1.65
- A$1.65 + A$0.30 fixed fee= A$1.95 fee
- A$100.00 − A$1.95= A$98.05 you keep
- (A$100.00 + A$0.30) ÷ (1 − 1.65%)= charge A$101.98
Stripe takes 1.65% plus 30 cents from a payment on an Australian card, GST included.
Stripe fee = payment × 1.65% + A$0.30
you keep = payment − Stripe fee
On an A$100 payment, 1.65% is A$1.65. Adding the 30 cent fixed fee makes A$1.95, so you keep A$98.05. Stripe's page says the fee already includes GST, so nothing is added on top.
An A$100 payment on an Australian card
A card issued outside Australia pays 3.5% plus 30 cents, more than twice the domestic percentage.
On A$100, an international card costs A$3.80 against A$1.95 on an Australian card. If the payment also needs a currency conversion, Stripe adds 2%, which takes the international fee to A$5.80. Stripe's page also says lower international card pricing takes effect from 1 April 2027, without giving the new rate yet.
The Stripe fee on A$100, by where the card is from
Pricing in Australian dollars avoids the 2%: an Australian card charged in US dollars costs A$3.95 on A$100 instead of A$1.95. Tick "Currency conversion needed" in the calculator to see it on your own amount.
The fixed 30 cents takes 7.60% of an A$5 payment and 1.71% of an A$500 one.
The 30 cents is the same on every payment, so a coffee-sized sale pays far more of its value in fees than a large one. The percentage part stays at 1.65% whatever the size.
Stripe's fee on an Australian card as a share of the payment
PayTo and BECS Direct Debit cost 1% plus 30 cents, and the fee stops at A$3.50.
Both take the payment straight from the customer's bank account. The A$3.50 cap is reached on an A$320 payment, so a larger payment costs the same. With 300 customers paying A$49 a month, card fees come to A$333.00 a month and PayTo or BECS fees to A$237.00, A$96.00 less.
| Payment | PayTo or BECS | Australian card |
|---|---|---|
| A$20 | A$0.50 | A$0.63 |
| A$49 | A$0.79 | A$1.11 |
| A$100 | A$1.30 | A$1.95 |
| A$320 | A$3.50 | A$5.58 |
| A$1,000 | A$3.50 | A$16.80 |
Zip costs 5.49% plus 30 cents, almost three times an Australian card payment.
Zip lets the customer pay in instalments over time. Stripe charges 5.49% + A$0.30, GST included, so an A$100 sale costs A$5.79, against A$1.95 on a card. On an A$1,000 sale the fee is A$55.20.
To receive an exact amount, add the 30 cents and divide by what the 1.65% leaves.
amount to charge = (amount you want + A$0.30) ÷ (1 − 1.65%)
To keep A$100 from an Australian card payment, charge (A$100 + A$0.30) ÷ 0.9835, which is A$101.98. Stripe's fee on A$101.98 is A$1.98, and A$100 is left.
On an A$100 card payment, PayPal's advanced card rate costs 15 cents less than Stripe, and Square's online rate 25 cents more.
PayPal's Australian fee page lists 1.5% + A$0.30 for advanced card payments and 2.9% + A$0.30 for a payment from a PayPal account. Square charges 2.2% online with no fixed fee, so Square costs less than Stripe on small online sales and more on large ones.
The fee on an A$100 online payment in Australia
Sources: Stripe, Pricing & Fees (Australia); PayPal, Merchant Fees (Australia), last updated 13 October 2026; Square, Our fees (Australia). All read 17 October 2026. Stripe's Australian pricing page · PayPal's Australian fee page · Square's Australian fee page
Compare your own amount on the PayPal fee calculator Australia and the Square fee calculator Australia, or use the Stripe fee calculator for US dollar payments. If you sell subscriptions on Stripe, 1Capture collects the first payment in the last 2 hours of a trial and retries it up to 10 times if it fails, as the payment capture page explains.
People also ask these questions about Stripe fees in Australia.
How much does Stripe charge in Australia?
Stripe's standard Australian price is 1.65% + A$0.30 for a card issued in Australia and 3.5% + A$0.30 for an international card, with 2% more if the payment needs a currency conversion. PayTo and BECS Direct Debit cost 1% + A$0.30, A$3.50 cap, and Zip 5.49% + A$0.30.
Do Stripe's Australian fees include GST?
Yes. Stripe's Australian pricing page says its card, wallet, Buy Now Pay Later, PayTo and BECS Direct Debit fees include GST, so the fee the calculator shows is the whole fee.
What is the Stripe fee on A$100?
A$1.95 on an Australian card: 1.65% of A$100 is A$1.65, plus the 30 cent fixed fee. You keep A$98.05. On an international card the fee is A$3.80.
How much is Stripe's dispute fee in Australia?
A$25 for each dispute you receive, and another A$25 if you respond to it manually. Stripe's page says you get the second fee back when you win.
How much do Stripe Instant Payouts cost in Australia?
1.5% of the amount paid out, with a minimum fee of A$0.50. Paying out on Stripe's standard schedule is free.
How much should I charge to receive A$100 after Stripe fees?
On an Australian card, charge (A$100 + A$0.30) ÷ (1 − 1.65%), which is A$101.98. Stripe's fee on A$101.98 is A$1.98, so A$100 is left.
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